An Orlando Car Accident Attorney at Our Firm Is Ready to Help You Get the Compensation You're Entitled To

Car accidents and car crashes can irreparably and irreversibly alter our lives in the blink of an eye. Despite the obvious dangers associated with operating a car, we can’t avoid it. In our current world, we all have to get on the roads to get things done, and we have to share those roads with some pretty wild drivers. So, if you think you may need an Orlando car accident attorney, the information on this page could help you.

The reality is that a motor vehicle accident is a massive hassle, and this is true even when serious injuries aren’t involved. For example, we’re forced to put our lives on pause, hang out in traffic, and wait for a police report. Then, we have to fight with an insurance company that is trying to do everything it can to keep from handing over money. Now, throw in some serious injuries, and the car accident is life-consuming. It’s awful; it’s a mess; and you shouldn’t have to go through all that alone.

If you’ve been injured in a car crash and think you may need help from an Orlando car accident attorney at our office, please don’t hesitate to contact our downtown Orlando, Florida law firm at (321) 352-7588 for a free initial consultation.

Florida Car Accident Statistics

The Florida Department of Highway Safety and Motor Vehicles compiles traffic accident data for Florida every year. So, we have distilled the FLHSMV traffic crash report statistics for Florida auto accidents below.

Total Motor Vehicle Crashes in Florida

In this context, the FLHSMV defines a car crash as the operation of a motor vehicle in Florida, which results in property damage, a complaint of bodily injury, or bodily injury or death to any person.

2018 / 403,626 Crashes
2019 / 402,733 Crashes
2020 / 341,367 Crashes
2021 / 401,540 Crashes

Total Injuries From Car Crashes in Florida

The FLHSMV defines an injury as the total number of people who sustained bodily injury or damage or complained of bodily injury or damage as a result of a car crash.

2018 / 255,353 Injuries
2019 / 255,255 Injuries
2020 / 212,418 Injuries
2021 / 252,971 Injuries

Total Fatalities From Car Crashes in Florida

In this context, the FLHSMV defines a fatality as a death that results from a traffic crash, and only fatalities that occurred within 30 days of the crash are considered traffic-related.

2018 / 3,135 Fatalities
2019 / 3,191 Fatalities
2020 / 3,323 Fatalities
2021 / 3,454 Fatalities

Common Types of Car Accidents in Orlando, Florida

Below are some of the more common types of personal injuries claims involving an incident with an automobile:

Florida Car Accident Lawsuits

Now, let’s shift gears and talk a little about the legal aspects of a car accident. These are the types of things your Orlando car accident attorney will think about while evaluating your case.

If a driver injures a person while driving, the injured person may have a claim against that driver for negligence. Negligence is the cause of action in most personal injury cases where one person (the defendant) engages in careless actions or omissions that cause harm to another person (the plaintiff). As a result of the defendant’s careless actions that caused harm to the plaintiff, the plaintiff may have a cause of action against the defendant for negligence.

The Elements of a Florida Car Accident Lawsuit

In a motor vehicle accident case, which is a type of negligence action, the plaintiff must prove the 4 elements of negligence. Thus, your Orlando car accident attorney must show the following:

The defendant owed a duty of care to the plaintiff;
The defendant breached the duty by a negligent act or omission;
The defendant’s breach was the actual and proximate cause of the plaintiff’s injury; and
The plaintiff suffered an injury or damages.

If your Orlando car accident attorney can prove these four elements, you likely have a viable lawsuit. This means you are likely entitled to compensation for costs associated with the crash, like medical bills, pain and suffering, and lost wagers.

Causes of Car Accident Lawsuits in Florida

There are many ways a car accident can turn into a lawsuit, and some of the more common auto accident cases involve the following:

Defective Vehicles
Speeding Vehicles
Vehicle Rollover
Changing Lanes into Another Vehicle
Reckless Driving
Road Defects
Intoxicated Driving
Distracted Driving
Running a Stop Sign
Running a Red Light
Throwing a Spare Tire
Driving Too Fast
Pile Ups
Rear-End Collisions

There are many ways to be harmed in a motor vehicle, as you can see from the list above. Additionally, there are many types of vehicles that could be involved. For example, you may be involved in a car accident, or you may be involved in a motorcycle accident, a truck or 18-wheeler accident, or a school bus accident. If you’ve been injured in a auto accident or any kind of traffic accident, we recommend you contact an Orlando car accident attorney at our office as soon as possible.

Wrongful Death Cases Arising from Orlando Car Accidents

Losing a loved one is one of the worst possible results of an Orlando car accident. If your loved one was taken from you by a negligent or reckless driver, you may be able to seek justice through a wrongful death claim or a wrongful death lawsuit. Note that these wrongful death cases are treated similarly to a personal injury case, except that the person bringing the case is the personal representative of the deceased person's estate, rather than an injured person.

The compensation available in a wrongful death claim will vary, depending on a number of factors. Just like in a personal injury case, we look at the negligent person's culpability and the damages suffered (death), but we also look at the relationship between the deceased and the people seeking damages in the wrongful death suit.

Below are some of the types of compensable damages available in wrongful death cases in Florida:

Burial costs and funeral costs;
Loss of earnings from the date of injury to date of death;
Loss of net accumulations to the estate;
Medical bills the deceased incurred after injury and before death;
Loss of companionship and protection;
Loss of parental companionship, instruction, and guidance;
Pain and suffering.

Note that the types of damages available in a wrongful death case will depend on the relationship of the survivor to the deceased. For example, certain damages may be available to a surviving spouse, and certain damages may be available to a surviving child.

Common Injuries From Car Accidents

There are a variety of injuries a person might suffer in a car accident. Here are some of the more common injuries we see every day:

Head & Brain Injuries

These types of injuries could include concussions, traumatic brain injury (TBI), brain bleeding, skull fractures, or disfiguring injuries that require plastic surgery and/or restorative surgery.

Neck, Back & Spine Injuries

These types of injuries could include whiplash, spinal cord damage, herniated discs, or strains and sprains.

Burn Injuries

This could include fatal or disfiguring burns that may require skin grafts. These injuries often cause disfigurement and can require multiple painful plastic surgeries to restore.

Soft Tissue Injuries

These injuries include injuries to the skin, muscles, and tendons, which can often result in extreme and lasting pain.

Bone Injuries

These injuries include broken and bruised bones, which can require surgery to repair and lots of time to heal.

Compensation Available in an Orlando Car Accident Case

If you've been injured in a motor vehicle accident as a result of another driver's careless, negligent, or reckless behavior, the responsible party or parties may have to compensate you for the damages you've suffered. These damages can include a wide range of losses, such as:

The cost of your ambulance ride;
The cost of your emergency medical treatment;
Medical bills, including expenses for surgical treatment, rehabilitation, and prescription medications;
Any medical equipment you need for your recovery;
Costs for future medical care (often determined by an expert witness);
Lost wages due to time off work (past and future);
Loss of earning capacity (your reduced ability to earn future income of advance in your career);
Your pain and suffering, emotional distress, and loss of enjoyment of life;
Loss of consortium (claim for your spouse's losses associated with your injuries);
Property damage (damage to your vehicle).

But here's the important thing: Florida has a 2-year statute of limitations, and thus we must act within two years from the date of your Orlando car accident. Otherwise, if you miss that deadline, seeking compensation in a court of law may no longer be an option. Accordingly, you should not wait; take action now to protect your rights and get the compensation you are entitled to.

Why Choose Spetsas Buist to Represent You in Your Orlando Car Accident Claim?

You may want to work with an Orlando car accident attorney at Spetsas Buist if:

You want a direct line of communication to your lawyer;
You want close, personal attention to your case;
You want a firm that will prioritize your case, regardless of the size of your case;
You don't want to be just another case;
You want a firm that is focused on providing the type of service professionals were known for providing before small professional businesses were bought up by huge companies.

We believe that injured people should be able to speak with a lawyer when they need to speak with a lawyer. Thus, if you're working with us and you have a question for an attorney, you'll get an answer from an attorney. We don't task legal assistants, paralegals, and customer service representatives with answering our clients' legal questions.

Ultimately, which firm you choose to represent you after a car accident in Orlando will be up to you. However, if you like small businesses that'll get to know you personally and take you and your case seriously, you should consider giving us a call.

We Will Fight to Get You the Compensation You're Entitled to Under Florida Law

As we've talked about the value of each personal injury and auto collision case is going to boil down to a number of different factors. When we're assessing the value of an Orlando car accident case, we look at things like:

The culpability of the at-fault driver;
The type and severity of a person's injuries;
How a person's injuries have affected and will affect their career;
How a person's injures have affected and will affect their day-to-day life; and
How much a person has suffered as a result of their injuries.

It doesn't matter what kind of personal injury case we're looking at; these factors will usually come into play. Once we have a firm grasp of your particular situation, we can come up with a good estimate as to what would be fair and just value for your Orlando car accident case. That way, we can be prepared to present the best case possible, whether in negotiations or at court, to get you the money you're entitled to under the law.

What We Can Do To Build You the Strongest Orlando Car Accident Case Possible

Although it may seem obvious who is at fault in an Orlando car accident involving negligent or reckless behavior, insurance companies will fight liability and try to reduce the amount of money they have to pay. It's their job to pay as little money as possible. Therefore, building a strong case is critical to getting a good result in a motor vehicle accident case.

The Orlando car accident attorneys at our office will get to work right away gathering and preserving valuable evidence. One of the first steps in a personal injury claim is to send out letters of preservation (spoliation letters) to ensure that valuable evidence is not lost or destroyed. Some of the most common types of evidence we can use to build a strong car accident case include:

Photos and videos taken at the scene of the accident;
Video footage from nearby surveillance cameras;
Dash cam footage taken in other vehicles that could have captured the accident;
Black box data;
Statements from witnesses who were present at the scene of the accident;
Police reports;
Medical records; and
Statements and testimony from expert witnesses.

An Orlando car accident attorney at our office will work to ensure that every piece of useful evidence is collected and preserved. That way, you can have the best chance possible of obtaining the maximum amount of money for your case. We focus on building a strong case for you while you focus on recovering from your injuries.

The Role of PIP Insurance in Orlando Car Accident Claims

You may already be aware of this, but Florida is what's known as a "no-fault" state. Hence, Florida drivers are required to carry a minimum of $10,000 in personal injury protection (PIP) coverage. Personal injury protection coverage pays for medical bills and lost wages, regardless of who was at fault in your Orlando car accident.

In car accident cases involving less severe injuries, PIP insurance can be a life saver. However, in those cases where injuries are severe, PIP will only cover a tiny fraction of a person's medical bills and lost wages. Additionally, PIP will not cover things like pain and suffering. Finally, PIP generally only covers 80% of medical bills and 60% of lost wages, and thus a person may need to pursue a personal injury claim to cover the costs that are not paid for out of the PIP policy.

Getting the Help of an Orlando Car Accident Attorney After a Rollover Accident

In 2021, crashes involving a vehicle rollover accounted for 29% of all passenger vehicle fatalities. In single-vehicle crashes -- where only two vehicles were involved in the accident -- vehicle rollover crashes accounted for 49% of all fatalities. Thus, the data speaks for itself: Rollover accidents are some of the most dangerous types of crashes.

A vehicle rollover is more likely to occur in larger SUVs and trucks than other types of vehicles. Ironically, we consider these types of vehicles to be the safest because of their size and weight. However, rollover accidents are particularly fatal because the damage often causes the cab of the vehicle to crush the person inside.

FAQs for an Orlando Car Accident Attorney

Q1: What Should I Do if I'm Injured in an Orlando Car Accident?

A1: If you are injured in a car accident in Orlando, it is crucial to get immediate medical attention, even if the injuries seem minor. Documenting your injuries through medical reports can provide valuable evidence if you decide to file a personal injury claim later. Next, contact the local law enforcement to report the accident.

Gather as much information as you can from the scene, including pictures, witness information, and the other driver's details. Do not admit fault at the scene or to the insurance company. Lastly, consult with an Orlando car accident attorney. They can guide you through the process, protect your rights, and work relentlessly to ensure you get the compensation you deserve for your injuries, damages, and suffering.

Q2: How Should I Deal with Insurance Adjusters After an Orlando Car Accident?

A2: After a car accident, you will likely be contacted by insurance adjusters from the at-fault driver's insurance company, as well as your own. Although it may seem like they're trying to help, they're likely on a fishing mission to see if you will say something they can use against you later on if you choose to pursue a personal injury claim. Their goal is to get you to say something they can use to place blame on you or take blame away from their insured (the at-fault driver).

The best way to be sure the insurance company is not taking advantage of you is to not speak with them about the accident until you've had time to talk with your Orlando car accident attorney. Your attorney can speak with insurance adjusters to be sure your rights are protected, and they can be present with you when you give the insurance company a recorded statement. Your Orlando car accident lawyer is familiar with the tricks and tactics of insurance companies and will know how to protect the value of your case.

Q3: Can I Sue for an Orlando Car Accident if I Get Injured?

A3: If you've been injured by a careless or reckless driver, you may be able to sue the other driver for damages and hold that driver accountable for the injuries you suffered. Generally, this process will involve working with your Orlando car accident attorney to gather evidence and build the strongest case possible to present to the insurance adjuster and opposing counsel.

Q4: What Does it Cost to Hire an Orlando Car Accident Attorney?

A4: You don't pay us anything unless we win. In other words, unless we get you compensation, either through a settlement, verdict, or otherwise, you don't owe us any money. We take the risk on your case, and we only get our attorney fees and costs back if we get you money.

Q5: Who Can Be Held Liable for Injuries After a Car Accident in Orlando?

A5: One or more people may be liable for your injuries after an Orlando motor vehicle accident. For example, if you're injured by a driver in a commercial vehicle, like a semi-truck or dump truck, you may be able to pursue a claim against that driver individually, as well as the owner of the commercial vehicle or trucking company. Liability may stem from reckless behavior, like driving under the influence or texting while driving, or it may stem from a driver's failure to obey traffic laws (speeding, running a red light, running a stop sign, etc...).

Q6: Can I Bring an Injury Claim if I Was Partly At Fault for an Orlando Car Accident?

A6: Florida is a modified comparative negligence state, which means that you can get damages from a case if you are less than half at fault for the Orlando car accident. However, if you are partially at fault, your damages may be reduced by your percentage of fault. The goal of an Orlando car accident attorney at our office is to stack the evidence in your favor and prove that the other driver was mostly or entirely at fault for your car accident.

Q7: Do I Need the Help of an Orlando Car Accident Attorney?

A7: You do not have to hire an attorney to pursue a personal injury claim. However, data from the Insurance Research Council shows that people with an attorney tend to reach settlements that are 3.5 times higher than people who don't have the help of an attorney. Moreover, the IRC found that 85% of payouts from bodily injury coverage (payments from at-fault drivers) went to people who had an attorney.

Q8: Can I Sue for Injuries Resulting from a Car Accident Under the Florida No-Fault Laws?

A8: Under Florida's no-fault system, drivers are required to carry personal injury protection (PIP) coverage. However, this policy is usually only $10,000. Thus, people who have suffered severe injuries in an Orlando car accident will quickly blow through that $10,000 personal injury protection policy.

In these cases where a person suffers serious injuries, that person can sue the at-fault driver for damages. Florida Statute 627.737 describes "serious injuries" as those involving:

Injuries that result in significant and permanent loss of an important bodily function: If a car accident results in a long-term or permanent disability that affects a vital bodily function, it could be classified as a serious injury.
Permanent injury: Any injury that permanently affects the victim's quality of life or bodily function.
Significant and permanent scarring or disfigurement: If a car accident leads to extensive and permanent scarring or disfigurement, it can be considered a serious injury.
Death: If a car accident results in the death of a driver or passenger, it is, without doubt, classified as a serious injury.

Consulting an Orlando car accident attorney is advisable if you or a loved one has sustained any of the above injuries in a crash. The attorney can help guide the litigation process and ensure that fair compensation is received for the sustained injuries.

Q9: What Are Some Examples of Car Accident Injuries That Would Qualify as "Serious Injuries" Under Florida Law?

A9: Under the Florida Statute 627.737, serious injuries from car accidents can vary greatly. Here are a few examples:

Traumatic Brain Injuries (TBI): These are injuries that cause permanent damage to the brain. They can result in cognitive impairments, physical disabilities, and changes in personality. A TBI can occur even without a direct hit to the head, such as in a high-speed collision where the abrupt stop causes the brain to move violently within the skull.
Spinal Cord Injuries: These injuries often result in partial or complete paralysis, significantly impacting the victim's quality of life. Impacts that fracture or dislocate the spine can sever the spinal cord, leading to these life-altering injuries.
Burn Injuries: Severe burns from car accidents can result in permanent scarring or disfigurement. They often require extensive medical treatment, including plastic surgery, skin grafts, and rehabilitation.
Amputations: In severe accidents, victims may lose a limb either due to the immediate impact or surgical amputation later due to extensive tissue damage.
Fatal Injuries: These are injuries that result in the death of a driver or passenger.

If you or a loved one has suffered from any of these serious injuries in a car accident in Orlando, a qualified Orlando car accident attorney can guide you through the process of receiving the compensation you deserve.

Q10: What is the Meaning of "Damages" in an Orlando Car Accident Lawsuit?

A10: In Florida, damages can generally be classified as either economic or non-economic. Economic damages refer to quantifiable or tangible damages you suffered as a result of your Orlando car accident. Non-economic damages, on the other hand, refer to intangible damages and are more difficult to quantify. Medical bills and lost wages are common types of economic damages, while things like pain and suffering, loss of enjoyment of life, and emotional distress are common types of non-economic damages.

Q11: How Much Compensation am I Entitled to After an Orlando Car Accident?

A11: Each Orlando car accident is unique, and there is no way to determine what a given case is worth without digging into the facts. Generally speaking, there are a number of factors that your Orlando car accident attorney will examine to determine the value of your case. These factors will include things like the severity of your injuries, how much work you missed, and how your injuries have impacted your career and your day-to-day life.

Q12: How Do I Know Whether I Should File a Lawsuit After a Car Accident in Orlando?

A12: A good first step is to reach out to an Orlando car accident attorney at our office for a free legal consultation. Whether or not to file a lawsuit is a tough decision, and there are several avenues to recovering money that don't involve filing a lawsuit and going to court. For example, your case may be resolved through negotiation or mediation, and mediation may occur prior to filing a lawsuit or after filing a lawsuit, depending on the case.

Q13: What Should I Do If I Want to Sue the At-Fault Driver that Hit Me?

A13: If you want to sue the at-fault driver that hit you, you should reach out to an Orlando car accident attorney right away to determine whether that is the best path forward. You may be able to reach a resolution without going through months or years of litigation and piling up expenses. Additionally, if you can reach a resolution without going to court, you don't have the take the risk that a jury gives you no money.

The truth is that sometimes insurance companies are unreasonable, and your attorney must file a lawsuit to try and get you the compensation you deserve. However, the decision about whether to sue the at-fault driver should not be taken lightly. Accordingly, this is something you should discuss with your Orlando car accident attorney.

Q14: What Happens if the At-Fault Driver Doesn't Have Insurance?

A14: If the at-fault driver doesn't have insurance, it complicates matters. However, you still have options to recover compensation for your injuries. You may be able to make a claim under your own insurance policy if you have uninsured or underinsured motorist coverage.

This coverage is designed to protect you in situations where the at-fault driver has no insurance or not enough insurance. An experienced Orlando car accident attorney can walk you through the process, evaluate your case, and help you understand your best options. It's important to seek legal advice promptly in such situations to ensure you take the right steps to protect your rights because even your own insurance company will put up a serious fight to avoid paying you what you are entitled to.

Q15: What Should I Do if the At-Fault Driver Leaves the Scene of the Accident (Hit and Run)?

A15: As in the scenario where you're hit by a driver with no insurance or without enough insurance, you may be able to seek compensation through your own uninsured or underinsured motorist policy. You should speak with an Orlando car accident attorney to evaluate all the possible avenues of recovery so that you can make the best decision moving forward.

Q16: What if I Decide to Pursue a Car Accident Lawsuit in Orlando?

A16: Just because you decide to file a car accident lawsuit in Orlando, that does not necessarily mean you're going to end up in court. After a lawsuit is filed, your Orlando car accident attorney will work to build the strongest case possible so that your case can be resolved through negotiations or at mediation. However, if the insurance company refuses to be reasonable, your case may end up in court, where a jury will be tasked with determining whether the other driver was negligent and how much your injuries are worth.

Q17: What is Personal Injury Protection (PIP) Insurance and Why Does it Matter?

A17: Personal Injury Protection (PIP) Insurance is a coverage type that is mandatory in some states, including Florida. It covers medical expenses and lost wages, irrespective of who caused the accident. This "no-fault" insurance policy ensures that you get immediate coverage up to the limit of your policy, which is usually $10,000 in Florida, without having to establish the fault of the other party involved in the accident.

Therefore, it's crucial to understand your PIP coverage, as this could be your primary source of compensation after a car accident. Additionally, your injuries may be so severe that the $10,000 in coverage does not cover all your damages. In these situations, it's advisable to consult with an Orlando personal injury lawyer to help navigate the complexities of PIP coverage and maximize the compensation you receive.

Q18: What Are the Different Types of Insurance Coverages and How Can They Affect My Car Accident Lawsuit?

A18: There are several types of auto insurance coverages that can affect your car accident lawsuit, and understanding these can be essential to maximizing your compensation. Let's discuss the main ones:

Personal Injury Protection (PIP): PIP kicks in and covers your medical bills and lost wages up to the limits of your policy, regardless of who is at fault in the accident. The PIP coverage comes out of your insurance policy.
Bodily Injury Liability Insurance (BI): This insurance applies when you are at fault in an accident. It covers the damages to the other driver up to the limit defined in your policy. Thus, if you're injured by an at-fault driver and you choose to pursue a personal injury claim, this is the coverage that would often be used to pay your claim.
Collision Coverage: This covers the cost of repairing or replacing your car after an accident, regardless of who is at fault.
Uninsured/Underinsured Motorist Coverage (UM/UIM): This is a critical coverage that protects you if the at-fault driver has no insurance or insufficient insurance to cover your damages.
Medical Payments (MedPay) Coverage: This coverage pays for medical expenses for you and your passengers, irrespective of who was at fault for the accident.
Comprehensive Coverage: This covers damages to your car not caused by a collision, such as theft, fire, vandalism, or damages caused by natural disasters.

These are the types of insurance that are most commonly held by Florida drivers. An Orlando car accident attorney can guide you through the intricacies of these coverages, ensuring you get the maximum compensation possible for your car accident injuries.

Q19: Should I Accept A Settlement Offer from the Insurance Company?

A19: The insurance company's goal is to pay you as little money as possible, and they will deny your claim altogether if they can. After an Orlando car accident and before a person gets a lawyer, the insurance company may offer a person a low settlement with hopes that the person will sign a release and take the money. However, these offers are often only a tiny fraction of what the injured person's case is worth.

The best way to be sure that you're getting a fair settlement is to reach out to an Orlando car accident attorney as soon as possible after you get injured. That way, you can be sure that you have an advocate by your side who will make sure the insurance company does not pay you pennies on the dollar.

Q20: When Should I Consider Hiring an Orlando Car Accident Attorney?

A20: As soon as possible after your accident. Your Orlando car accident attorney can work quickly to ensure that valuable evidence is gathered and preserved at the earliest possible time. Additionally, your lawyer will counter the insurance company's tricks and tactics to be sure you get the compensation you're entitled to.

Q21: How Do I Choose an Attorney for My Car Accident in Orlando?

A21: Generally speaking, car accident cases involve gathering evidence and presenting that evidence during negotiations, mediation, or trial. You want a lawyer that is going to prioritize your case and begin building you a strong case from day one. Additionally, you should be able to reach your attorney when you have questions or concerns.

At our law firm, we give our clients a direct line of communication to their Orlando car accident attorney. That way, when they want to speak with their lawyer, they get to speak with their lawyer, not a legal assistant, paralegal, or customer service representative. We're not a giant law firm, so you can rest assured that your case matters to us and that we are working diligently to get you the best result possible.

Do You Need to Speak to a Skilled and Aggressive Orlando Car Accident Attorney?

If you or a loved one has suffered injuries in a car accident in Florida, you should speak with a skilled, experienced, and aggressive Orlando car accident attorney as soon as possible because you may be entitled to compensation. Please don’t hesitate to contact us on our website, or you can call our Orlando, Florida personal injury law firm today at (321) 352-7588 to schedule your free consultation by phone.

When you schedule a consultation at our law firm, you will get a consultation with a Florida car accident lawyer, not a customer service representative or intake person.

If you need a South Carolina personal injury lawyer, don’t hesitate to reach out to us at (843) 638-6590. We have at least one lawyer licensed in Florida, Georgia, South Carolina, and North Carolina. So, if you’ve been injured in the Southeast, we may be able to help you. Don’t hesitate to reach out to us.

For more information on personal injury cases in general, you can download our free personal injury guide: P.I. 101: Your Quick Guide to Personal Injury Claims.