Posted on Sep 06, 2023

In a devastating accident on Sunday evening, a 15-year-old unlicensed driver struck an SUV, leading to four fatalities, three of whom were children. The tragic collision occurred in Osceola County, at the crossroads of San Miguel Street and Laurel Avenue in Poinciana, around 6:55 p.m., according to the Florida Highway Patrol.

The young driver, behind the wheel of a 2012 Chevrolet Impala, was speeding northward on Laurel Avenue. Ignoring a stop sign at the intersection with San Miguel Street, the teen's car crashed into the left flank of a 2022 Honda HR-V. The force of the impact caused the Honda to spin out, veering onto a grassy shoulder where it subsequently collided with a light pole.

Local resident Michele Torres rushed to the scene after hearing the collision near her home. She described the intersection as notorious for both speeding and running stop signs. Torres took immediate action to assess and calm the 15-year-old driver, who was visibly shaken and concerned about facing criminal charges.

The aftermath was heart-wrenching: a 50-year-old woman and one child in the Honda were pronounced dead on-site, while two additional children succumbed to their injuries at the hospital. A 52-year-old male passenger sustained serious injuries but survived. The teenage driver was also seriously injured and taken to a hospital, along with three other 15-year-old boys who were in the car with him, all of whom sustained minor injuries.

Authorities continue to investigate the circumstances surrounding this catastrophic incident. While the community mourns the loss, questions about road safety measures at the problematic intersection remain unanswered.

Pursuing an Injury Claim After a Car Accident in Florida

Navigating the legal landscape after a car accident can be a complex and stressful ordeal. This guide aims to provide you with a comprehensive overview of how to pursue an injury claim in Florida, specifically touching upon what steps to take when the other driver is uninsured.

elements of an auto accident personal injury case in florida infographicImmediate Actions After the Accident

Before diving into the legal aspects, it's crucial to prioritize safety and well-being immediately after the accident. Seek medical attention as soon as possible, even if your injuries appear minor. Following that, report the accident to law enforcement and gather evidence, such as photographs and witness accounts.

Reporting and Documentation

Contact your insurance provider to report the accident and open a claim. Proper documentation is essential. Medical records, police reports, and photographs can strengthen your case. Don't forget to keep track of all your expenses related to the accident.

Determining Fault and Liability

Florida is a no-fault state, which means each driver's insurance covers their own injuries regardless of who was at fault. However, if injuries are severe or exceed a certain monetary threshold, you can step outside the no-fault system and file a lawsuit against the at-fault driver.

When the Other Driver Is Uninsured

Unfortunately, it's not uncommon to encounter drivers who are uninsured, as might be the case in situations like the tragic Osceola County accident. Here's some potential options:

Uninsured Motorist Coverage

It's highly advisable to have uninsured motorist coverage as part of your own insurance policy. This coverage comes into play when the at-fault driver lacks insurance or has insufficient coverage to pay for your injuries. It's your safety net, offering protection when the other party fails to do so.

Legal Recourse

In absence of uninsured motorist coverage, your options are limited but not entirely extinguished. You can pursue a civil lawsuit against the uninsured driver. However, collecting any judgment may be difficult, especially if the at-fault driver lacks significant assets.

The Role of a Personal Injury Attorney

Legal guidance can be invaluable when pursuing an injury claim, particularly when dealing with uninsured drivers. A skilled attorney can navigate the complexities of insurance law, potentially uncovering avenues of compensation you hadn't considered.

Time Limit for Filing a Claim

In Florida, the statute of limitations for personal injury claims resulting from a car accident is two years from the date of the accident. It's crucial to initiate legal proceedings within this timeframe to preserve your right to seek compensation.


Pursuing an injury claim after a car accident in Florida involves several important steps, particularly when confronting the challenge posed by uninsured drivers. Adequate preparation, from acquiring uninsured motorist coverage to consulting a knowledgeable attorney, can make a significant difference in the outcome of your claim.